You run the business. Yi.zy does the books. — A tired Singaporean cafe owner buried in receipts and spreadsheets is rescued by the Yi.zy mascot bringing tidy, organised numbers.

Free bookkeeping software for Singapore's smallest businesses. Built by an SG accountant. No card. No catch. Yours.

SEE IT FIRST → TRY IT FREE — 30 SECONDS

We built this for you.
Not for your accountant.

If you've ever sat at the kitchen table at 11pm with a shoebox of receipts, wondering where the year went.

If you've ever opened Xero, stared at it for ten minutes, and closed the tab.

If you've ever wrestled with spreadsheets to consolidate the figures, even pasting them into ChatGPT to make sense of it all.

We make it Yi.zy for you.

Here. Take it.

Drop in your bank statement. Yi.zy reads every line, sorts it, flags the IRAS-disallowed bits, and shows you exactly where your cash is going.

30 seconds to start. No card. No subscription. No upsells inside the app — we made sure.

★ HERE'S WHAT IT LOOKS LIKE ★

Your real cash. At a glance.

A snapshot of "Grandma's Kitchen", a fictional cafe. Your numbers will replace these the moment you upload a CSV.

YOUR REAL CASH Bank + reserve − planned spending. Updated every time you save a transaction.
EDIT THE PLANS Plan ahead — see the impact on your runway before you commit.
RUN-RATE, INSTANT Auto-computed from saved transactions. No spreadsheet. No setup.
P&L IN ONE CLICK Compare any period to the prior. Drill into any row. All free.
6 LANGUAGES EN · 中文 · BM · Việt · 日本語 · 한국어. Click the toggle top-right.
Yi.zy

Yi.zy · Your Bookkeeper

Grandma's Kitchen
MAIN RESTART ? EN▾

YI.ZY DAILY

YO BOSS — PICK YOUR NEXT MOVE

AVAILABLE CASH FOR BUSINESS
SGD 21,330.00
In bank (saved books) 16,330.00
+ Reserve (your stash) EDIT 8,000.00
= Available 24,330.00
− Planned Marketing investments (2,000.00)
− Planned Equipment investments (1,000.00)
− Planned Sales investments
− Planned HR / Tech investments
− Planned Other investments
EDIT PLANS
= Available (after plans) 21,330.00
As of 29 Mar 2026 · Upload daily to have more accurate balances.
Avg deposits / month 15,500.00
Avg withdrawals / month 13,385.00
= Est. net savings / month  2,115.00 GOOD JOB!
★ Deposits exceed Withdrawals — Your money is growing!
How long your money will last: N/A
AVG INCOME / MONTH
▲ inflow
SGD 15,500
across 5 months of data
AVG SPENT / MONTH
▼ outflow
SGD 13,385
across 5 months of data
TOTAL DEPOSITS
▲ inflow · all time
SGD 77,500
gross — all bank deposits
TOTAL WITHDRAWALS
▼ outflow · all time
SGD 66,925
gross — all bank withdrawals
$
SEE CASHFLOW P&L
SHOW IT!
YOUR REAL CASHBank + reserve − planned spending. Updated every time you save a transaction.
EDIT THE PLANSPlan ahead — see the impact on your runway before you commit.
RUN-RATE, INSTANTAuto-computed from saved transactions. No spreadsheet. No setup.
P&L IN ONE CLICKCompare any period to the prior. Drill into any row. All free.
6 LANGUAGESEN · 中文 · BM · Việt · 日本語 · 한국어. Click the toggle top-right.

Want the full workflow walkthrough? See how upload → review → save works →

Yi.zy mascot

Why I built this.

I'm Ying. I founded ET Management — an accounting firm in Singapore. For thirty years I watched the same thing happen, again and again.

A baker who whipped up the most beautiful cakes but couldn't tell you if she made money this month. A consultant brilliant at strategy who hadn't filed a return in two years because she didn't know where to start. A trader who knew his margins to the dollar — but had a shoebox of receipts behind the till.

They were too small for a real accountant. Too confused for Xero. Too proud to admit they were drowning.

Last year I stepped back from the day-to-day at my firm. For the first time in a long career, I had the time — and the savings — to build something I'd been meaning to build for years. AI had finally matured enough to do the boring 80% of the work reliably. So I poured both into Yi.zy.

If you outgrow it, my firm and a small handful of partners I trust are around. But mostly I want you to use it free, for as long as you need to. Your data stays yours. There are no upsells. I made sure.

— YING ET Management · Singapore
REFERENCE ONLY

Reports are for planning, not IRAS submissions. Always check with a qualified accountant before filing.

YOUR DATA

Stays scoped to your account. No cross-business leakage. NRICs masked server-side.

WE'RE HERE

When complexity arrives — year-end, IRAS letters, restructuring — talk to ET Management.

Outside Singapore? The cashflow + audits + playbooks work anywhere — but the SG-specific tax flags, grants and SFRS audits won't apply. Sign up to add yourself to the international waiting list, and we'll let you know if/when an international build ships.

STOP OPENING XERO
AND CLOSING THE TAB.

Use Yi.zy. Free. Forever.

GET STARTED — IT'S 30 SECONDS Or email me directly: [email protected]